Dental Insurance & Financing Options
We know that making dental care affordable is one of the biggest concerns for new patients. That is why Riverwalk Dental Group works hard to make things simple and transparent. Whether you have dental insurance across Port St. Lucie, Saint Lucie West, Stuart, and Jupiter, need a payment plan, or do not have coverage at all, we have options for you. Our team speaks English and Spanish, and we welcome patients of all ages at four convenient locations.
We Accept Dental Insurance Across Port St. Lucie, Saint Lucie West, Stuart, and Jupiter
We are an in-network provider with many popular dental plans, and we also accept out-of-network benefits. Our front desk team will verify your coverage before your appointment so you know exactly what is covered. No surprises, no hidden fees.
How to Use Your Insurance at Our Practice
When you schedule your first visit, simply let us know your insurance provider. We will handle the rest. We submit claims on your behalf and explain any remaining balance before treatment begins.
What If We Are Not In-Network?
Even if we are not in your plan’s network, you can still use your out-of-network benefits. Many patients find that the difference is small, and our team can give you an estimate upfront. We work with a wide range of carriers to make sure our Patient Information page has everything you need to get started.
Flexible Financing Options to Fit Your Budget
If your insurance does not cover the full cost of treatment, or if you do not have insurance, our dental financing options can help. We partner with trusted healthcare lenders to offer affordable monthly payment plans.
How Dental Financing Works
You apply for a specific amount to cover your treatment. Once approved, you pay in fixed monthly installments. Many plans come with low or zero interest if paid within the promotional period.
Applying Is Quick and Easy
The application takes just a few minutes and you receive a decision right away. Our team can walk you through the process during your visit or over the phone.
Our Dental Membership Plan — Affordable Care Without Insurance
For patients who prefer not to use insurance, we offer a dental membership plan at all four offices. This plan gives you access to preventive care at a fixed monthly rate, plus discounts on all other services. There are no annual limits, no claim forms, and no waiting periods.
What Is Included in the Membership Plan
Membership covers routine exams, cleanings, and x-rays. You also receive reduced fees on fillings, crowns, root canals, and more. It is a simple way to stay on top of your oral health without worrying about insurance paperwork.
Is the Membership Plan Right for You?
If you do not have employer-sponsored insurance or want predictable costs, the membership plan is a great fit. It is also ideal for families who want to keep everyone’s dental care in one place. For details on pricing and enrollment, call our team.
No Insurance? No Problem — You Still Have Options
Looking for a no-insurance dentist on the Treasure Coast? You have two clear paths: our membership plan or financing. Both give you access to high-quality care without needing a traditional insurance card. Our team will help you choose the best route based on your needs and budget.
Frequently Asked Questions About Insurance & Financing
Do you accept my dental insurance? 01 //
We accept most major dental insurance plans at all four of our locations. Call our team and we will verify your benefits so you know exactly what is covered before your visit.
What financing options are available? 02 //
We offer flexible financing through third-party healthcare lenders. These plans allow you to break treatment costs into manageable monthly payments, often with low or no interest.
What does the membership plan cover? 03 //
Our dental membership plan includes preventive care like exams and cleanings, plus discounts on restorative and cosmetic treatments. There are no annual maximums or waiting periods. Contact us for current pricing and full details.
Can I use financing and insurance together? 04 //
Yes. If your insurance covers part of a treatment and you still owe a balance, our financing options can cover the remaining amount. This way you can move forward with care without paying everything upfront.
What if I am a new patient without insurance? 05 //
New patients without insurance are welcome. You can choose our dental membership plan for affordable preventive care, or use financing to pay for any treatment you need. We will help you find the option that works best for your budget.
For more ways to save, read our blog post on How Can I Reduce My Costs for Dental Care?. And see what other patients say in our Patient Testimonials. Ready to start care? Visit our Port St. Lucie location or schedule a dental cleaning today.